A career as a mortgage adviser is a rewarding one, as you will be assisting people through one of the biggest changes in their lives: buying a new home.
Mortgage advice is provided by several different types of business – direct to consumer through banks and building societies and through intermediaries on the form of independent brokers or advisers linked to an Estate Agent or New Homes Developer. Due to changes in recent legislation, including the ‘Mortgage Market Review’, the role of the Mortgage Adviser has become more technical, with increased regulatory requirements and has led to an increase in demand for qualified practitioners in this sector.
For an insight into what a mortgage role involves, watch the webinar ‘How to Become a Mortgage Adviser’.
The role of a qualified Mortgage Adviser is to identify and satisfy customer mortgage requirements and associated protection need, through fully compliant regulated meetings. In addition to giving advice on appropriate mortgage products, the Mortgage Adviser also advises on related protection products including life assurance, critical illness, accident, sickness and unemployment, income protection and buildings and contents insurance.
The learner will cover: the UK Financial Services industry; financial assets and product types and regulatory processes and legislation. Also covered is specific information on the house buying process, mortgage needs and requirements plus the role of the Mortgage Adviser.
The CII Certificate includes the following 2 examinations:
- UK Financial Services, Regulations, and Ethics (CF1)
- Mortgage Advice (CF6)
Apprentices must achieve Level 2 English and Mathematics.
This apprenticeship offers an ideal entry point for a career in the mortgage advice sector, or for potential progression into other Financial Services roles. Successful completion of the Certificate allowsCII members who are also members of the CII’s Society of Mortgage Professionals to use the designation Cert CII (MP). Continuing Professional Development requirements apply.
Potential job roles
- Mortgage Adviser
Employers you could work with
Examples of our employers who have offered this qualification include Hanley Economic Building Society and Skipton Building Society. Other examples of employers within the finance sector include Direct Line and NFU Mutual. Check out our current vacancies to see what’s available.
Doing the CII qualification will enable me to further my career and will broaden my job prospects for the future. My trainer is very supportive and makes me feel confident that I will succeed.
Aside from all the administrative skills I picked up, I really feel like this apprenticeship has got me out of my shell. Before, I was very shy. At times, I even had trouble getting out of the house and going to the shop. But this apprenticeship has boosted my confidence massively after speaking to so many people over the phone including customers and insurers. I really feel like I can talk to anybody.
I’ve certainly gained a lot of confidence through the CII qualification, as well as a wealth of background knowledge. I’ve learned more in depth about what the financial industry is all about through the apprenticeship, and have built more avenues and opportunities for myself going forwards.